Founder stories
Native iOS personal finance app with elegant graphs, crystal-clear interface, and smart transaction categorization.
How Andres acquired customers
Tools used to build Copilot Money
Andres Ugarte started building Copilot Money in 2018, creating a native iOS finance app that became an Apple Design Award finalist.
With elegant graphs, a crystal-clear interface, and accurate machine learning algorithms for categorizing transactions, Copilot Money is a personal finance app that people can bank on.
Andres Ugarte began work on Copilot Money on his own in 2018, starting as a solo software engineer building what he wished existed for personal finance tracking.
"I believe that having a native app makes a difference the moment you start interacting with it," says Andres. The app is fully native iOS, built with Swift and UIKit, giving it a unique look and feel.
Copilot Money launched in 2020 as a Swift- and UIKit-built utility, leveraging Product Hunt to gain early traction among the Apple enthusiast community.
The app has gone on to become an Apple Design Award finalist (2024) and an App Store Editor's Choice. The team uses Swift Charts for financial visualization, maintaining their commitment to native Apple technologies.
What started as Andres coding alone has grown to a team of 28 based in Brooklyn and Santiago. "Engineers and designers are often told they should focus on the technical aspects. I believe that's fundamentally wrong. We have a superpower when it comes to understanding what goes into crafting a product that people want to use."
Native apps can differentiate in a world of cross-platform apps
Design quality matters - Apple recognition drives organic growth
Solo founders can build award-winning products by staying focused
Technical founders who understand design have a superpower
Inspired by Andres's journey? Generate a business idea in the Finance space using AI and real founder data.
Andres achieved 3 milestones on the path to $10K MRR
$1,000
$10,000
The journey, decisions, and context behind this milestone
See the complete breakdown: launch strategy, validation methods, startup costs, expert analysis, replication playbook, and more actionable insights.
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